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Collection and Creditor's Rights Law  Cummings, McClorey, Davis & Acho, P.L.C. (CMDA) has a group of highly skilled attorneys who exclusively handle collection and creditor’s rights matters. Our attorneys work with businesses and collection agencies to retrieve debts and protect their rights in litigation. Many creditors are concerned about spending the time and money necessary to recover bad debts and to protect themselves in bankruptcy proceedings. By hiring an experienced law firm, our clients can secure and collect debts from consumers and other businesses in a cost effective manner. We provide aggressive advocacy for the problems facing our clients on a regular basis and use creative solutions to make debtors what they owe. For businesses that we represent in commercial collections, our goal is to keep their accounts receivable low and keep their durations down. One of the ways we do this is by obtaining judgments against debtors. A judgment gives us the legal authority to file liens on property, repossess collateral and garnish wages. If a debtor files for bankruptcy protection during the collection period, our attorneys work hard to protect creditors' rights during the process. This includes challenging automatic stays, looking for any fraud on behalf of debtors and challenging the discharge of certain debts that were incurred through willful or malicious conduct. Whether you have the occasional need to enforce a debt or are a financial institution whose viability depends upon the efficient collection of accounts, CMDA's collection and creditor’s rights group is ready to assist you. By focusing on the bottom line, we combine aggressive litigation and innovative collection techniques with practical attention to financial concerns and return on investment. CMDA offers resourceful, vigorous and wide ranging creditors' rights services and specializes in using the legal process to collect delinquent or defaulted debt. Our team utilizes auditing software, bankruptcy detection systems, credit bureaus and other public domains to efficiently and effectively gather useful and necessary information. We are focused upon our clients' financial success and are committed to achieving the satisfaction of our clients' claims. In doing so, we develop long-term, trusted relationships with our creditor clients. |